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What is Leasy and how does it work? (en)
Lease modern technology, save on taxes, and enjoy all-around protection: Find out here how Leasy works, what lies behind salary sacrifice, and why it is worth your while.
What exactly is Leasy?
Leasy is a simple IT leasing model for modern technology such as laptops, tablets, or smartphones. The concept is straightforward: You flexibly choose your dream device on the become.1 platform and place your order. Your employer acts as the lessee in the background and provides the device to you—you then use it in your daily life and free time as if it were your own.
The major advantage: Salary sacrifice
Why is Leasy cheaper than a regular purchase? The secret lies in salary sacrifice (Gehaltsumwandlung).
The monthly lease installment is not paid from your net salary (after taxes), but is deducted directly from your gross salary—meaning before taxes are calculated.
- Up to 30% savings: Because the installment lowers your taxable income, you pay less income tax. As a result, you get your dream device significantly cheaper than in a retail store.
- Completely tax-free: This model is based on the official legal framework of the Employee PC Program (§ 3 No. 45 EStG). Private use is 100% tax-free for you.
- Zero effort: You don't need to transfer anything manually. The billing is handled completely automatically and in a legally compliant manner via your monthly payslip.
💡 Good to know: Social security contributions are still calculated based on the sacrificed amount. However, due to the massive savings on income tax, the model is still highly profitable for you at the end of the day. The platform will always transparently display your exact rate during the ordering process.
What makes Leasy even better than buying?
In addition to the tax advantage, you benefit from a true all-around worry-free package:
- Automatic device protection: From day one, all devices are automatically insured against everyday risks (such as cracked screens, liquid damage, theft, and more - find more information here)—with zero deductible.
- Full flexibility at the end of the term: After the 24-month lease term expires, you decide what happens next: buy the device at a low price, simply return it free of charge, or lease a brand-new model right away. You can find more info here.
- No impact on your credit score (SCHUFA): Since your employer is the official lessee, the contract does not appear in your private SCHUFA credit report.
How is it calculated?
The platform automatically takes care of calculating your exact lease installment. It factors in your gross salary, the price of your chosen device, and the 24-month term.
- Your savings check: Want to see exactly how much you save beforehand? Simply use the benefit calculator on our website to determine your personal net benefit compared to a private purchase: [MPP Calculator]
Frequently Asked Questions (FAQ)
How does Leasy affect my net salary? Since the lease installment is deducted from your gross salary, your taxable income decreases. This reduces the payout amount (net salary) in your bank account—however, by a significantly smaller amount than the actual installment of the device. That is your tax advantage!
Can I lease multiple devices? Yes! If the budget provided by your employer allows for it, you can easily lease multiple devices at the same time (e.g., a laptop and a smartwatch).
Ready for your dream device?
The latest tech highlights are waiting for you on the become.1 platform. Choose your model now and secure the benefits of Leasy!