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What Should I Keep In Mind Regarding The Become.1 Card? (en)

Here you can find all the information you need on how to use the become.1 Card.

💳 Payment & Balance

  • No Overdraft: The card cannot be used for overdrafts; it is a prepaid-based system.

  • Payment Decline: If a payment is attempted but the balance is insufficient, the transaction will be cancelled.

  • Split Payment: It may be possible to split the payment; however, this must be communicated with the cashier and is at the merchant's discretion.

  • Saving: You can save up the balance on your card over time.

  • Deactivation: Once the balance is fully used up, the card is automatically deactivated.

  • Cash withdrawals are not possible.
  • Availability of Balance (Rolling Reserve): The new balance is not always available directly on the 1st of the month. Due to standard banking processes (the so-called "rolling reserve"), there may be a short delay of a few days until the bank releases the security reserves and the amount is finally loaded onto your card.

📍 Acceptance Area (Region)

  • ZIP Code Link: The card is bound to a specific acceptance area determined by a ZIP code.

  • Radius: The acceptance area covers the registered ZIP code area and all adjacent ZIP code areas. [HERE] you can test our ZIP code generator.

  • Changing the Region: The acceptance area cannot be changed unless the balance is below €1 or no transactions have been made yet.

  • Mastercard Acceptance: You can pay at any Mastercard acceptance point within the card's designated area.

  • No Online Shopping: The card cannot be used for online payments or as an online payment method.

📲 Setup & Card Types

  • Verification: For verification purposes, the card is linked to the user's mobile phone number.

  • Changing Numbers: If you change your mobile number, you can request an update [HERE].

  • Virtual Card: The virtual card should be added to your smartphone’s wallet for payments. [Here] you can find out how this works.

  • Physical Card: If you wish to order a physical card, there may be a one-time cost of up to €12 for you or your employer. Please consult with your employer beforehand.

🚪 Leaving the Company

  • Balance upon Departure: Your balance remains active even after you leave the company.

  • Fee Policy: According to our Terms and Conditions (T&Cs), a monthly account management fee of €10 applies. However, become.1 is currently waiving this fee.

  • Reservation of Rights: We reserve the right to introduce this fee in the future and therefore recommend using up your balance promptly after your departure.